Your privacy matters. This notice explains how Kara Finance collects, uses, and protects your information. If you disagree, please discontinue use.

Information We Collect

• Identity: Name, email, phone, KYC identifiers.
• Financial: Loan applications, wallet actions, repayment history.
• Usage: Browser/device metadata, security logs.

Use of Data

• Deliver core services (loans, savings, marketplace payments)
• Run KYC / AML / credit assessments (regulatory compliance)
• Enhance security & detect fraud patterns
• Send essential notifications & account alerts

Sharing & Disclosure

Shared only with vetted processors (payments, identity, compliance) or regulators where lawful. Never sold.

Security Controls

Encryption in transit, principle of least privilege, monitoring & anomaly detection. No system is perfectly secure.

Your Controls

• Request access / correction / deletion (where permitted)
• Withdraw non-essential consents
• Report security concerns to support

Retention

Data retained only as long as required for legal, audit, or service obligations.

Changes

We may revise this policy. Material changes will be highlighted; continued use confirms acceptance.

By creating an account or using Kara Finance you accept these Terms. Please read them carefully before continuing.

1. Scope

Kara Finance offers digital lending, wallet, savings and marketplace services. Features may evolve.

2. User Duties

• Provide accurate information during registration and KYC
• Safeguard credentials; notify us of unauthorized access
• Repay loans on the agreed schedule
• Avoid fraudulent, abusive or unlawful activity

3. Fees & Interest

Disclosed transparently before confirmation. Proceeding signifies agreement.

4. Suspension / Termination

We may limit or end access for risk, non‑payment, policy breach or legal mandate.

5. Liability

No responsibility for indirect, incidental or consequential loss unless required by law.

6. Updates

Changes may occur. Continued use after publication means acceptance.

7. Governing Law

Subject to applicable jurisdictional financial regulations.

8. Contact

Reach support for clarifications before accepting these Terms.